Paypal Fees

April 24th, 2008

You can avoid paypal fees entirely if you do these:

  1. Setup personal account (not business)
  2. Only receiving payments for Services. For the other types (eBay Items, Auction Non-eBay, and Goods-Other), there is a $500/month receive limit on personal accounts.
  3. Notes about the person sending you money –
    • No fees if sender has enough money in paypal account to cover sending amount.
    • No fees if sender’s balance falls below $0.00 AND is reloaded by a US checking account
    • Yes fees if sender’s paypal balance falls below $0.00 AND is reloaded by a credit card – Paypal charges 4.9% + $0.30 USD, plus limited to only 5 of these per 12 months.

Sources (must be logged into paypal to view):
https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees
https://www.paypal.com/us/cgi-bin/webscr?cmd=_show-limits


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